FAQ


1.  How do I apply for a loan?  


2.  What are the Requirements if I apply for a Loan?  Requirements would depend on the kind of product you will avail of. The interest rates as well as the processing time also vary depending on the type of product that you apply.  Please browse on our different type of loans.


3.  Is there an application fee? 
Application forms are not for sale therefore there are no application fees.  You can download the application form as many as you can.


4.  How will I pay my amortization?  
The form of payment of the amortization is done through a Post Dated Check (PDC). Upon the release of your loan, you will issue PDC's to the company as a form of security of payment.


5.  I have no existing checking account, can I still apply? 
Yes you may. Speedcash would be happy to open a checking account for you.


6.   How will I know if my loan is approved? 
We will call if your application is already approved and we will tell you the instructions on how to claim your loan.


7.  I have a problem with my payments, what do I do?   We sort that out and see what the best we can do.


8.   I am interested to renew my loan but I still have an outstanding loan. Do I need to pay off my loan? 
There is no need to pay off the loan. You can renew your loan if you had already paid at least 60% of your loan, however, the balance would be deducted from the proceeds of your new loan application.


9.   How do I renew my loan? 
Loan Renewals are welcome. We are happy to help you.


10.  For renewal, would I be required to submit the same documents?
No need. You are only required to send your latest proof of income or bank statements.


 11. Is there a higher approval of loan amount if it is a renewal?  
Yes. Generally,  gives a higher amount to those clients renewing especially those who have good credit standing with us.


12.   Would the procedure be the same with renewal loans?
Yes. However, expect that there is a faster process than the first time since you are already part of our database.


13.   Do I get a refund if I pay my loan in advance? 
Yes. Please contact us and we will provide your the accurate computation.


For your questions, suggestions, or inquiries, you may call @              or fill the form below and will reply to you asap. Thank you.